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	Benefits of KFAT Membership			Quick Links Representation Sickness & Accident Benefits Dispute Benefit Death Benefit KFAT Financial Services Legal Advice Members Gold Card KFAT Credit Card Free Will Drafting Discount Conveyancing Personal Injury Service Emailing List Costs JOIN NOW
	Representation
	Members receive full legal representation for accidents at work, or arising out of their employment. The Union may also provide legal assistance for accidents occurring outside of work. All questions regarding this must be dealt with by the local Union Office. The Union will represent members at Employment Tribunals in respect of unfair dismissal, discrimination, redundancy, and other matters covered by employment law. Members should contact their Union Office before pursuing any claims. The Union will also provide representation where members require assistance with unemployment, sickness or other Social Security Benefit matters.
	Sickness and Accident Benefit
	12 weeks at £4 per week. (This benefit is paid after members have 12 months' continuous membership).
	Dispute Benefit
	12 weeks at £18 per week. (Should a strike or lock-out extend over a longer period than 12 weeks, the National Executive Committee has power to use its discretion in agreeing further benefit).


	Death Benefit
	A Death Benefit of £1,500 will be paid to the Estate of any member sho dies before the age of 65. For members aged 65 and over, a Death Benefit of £300 will be paid over to their Estate.
	KFAT Financial Services
	We have negotiated with Unity Trust the following services for KFAT members: Financial Planning: Life Assurance, Pensions, Motor Insurance, Home Insurance, Mortgages, Personal Loans. Travel Club: A minimum of 5% off all major tour operators. Also special offers for KFAT members from time to time.
	Legal Advice Scheme
	Members with problems concerning housing/property, consumer matters, debt, motoring offences, divorce, wills, nationality, etc., should consult their Union office with regard to seeking advice from a solicitor.
	Members Gold Discount Card
	Members can now enjoy discounts on a wide range of goods and services. Your Members Gold Card, which also doubles as your union membership card, can be used to obtain discounts at the counter or over the phone from participating companies. You can also use your card to buy vouchers and receive discount through a cheque back scheme. Look for businesses with the PPC logo in the window, or ring the PPC Helpline on 01772 451819 to find out who is in the scheme. Your new Gold Card should be available soon. If you don't receive one in the next couple of weeks, please contact your KFAT Office.
	KFAT Credit Card
	You can now apply for a no-fee Mastercard that offers a low APR of just 13.9%. And you pay just 6.9% APR for the first six months on balances transferred from other credit or store cards. The card has no interest free period so will suit anyone who doesn’t pay off their credit balance in full each month. Freephone 0800 783 2833 for an application form.
	Free Will Drafting
	As a KFAT member, you can have a straightforward Will prepared, free of charge. At the same time, your partner can also have a Will prepared at a cost of £25 plus VAT (Wills that are not straightforward may attract a separate charge). Contact your KFAT Office for details.
	Discount Conveyancing
	If you are moving house we can offer a discount on your conveyancing costs. Costs will depend on the actual value of the sale/purchase, so why not ask for a quote, and compare it to what is available on the high street. Contact your KFAT Office for details.
	Free Personal Injury Service
	KFAT members and their immediate family can seek compensation for injury resulting from an accident at or away from work, anywhere in the UK. The service is free, and you are covered 24 hours a day, seven days a week. Contact your KFAT Office for a claim form.
	Emailing List
	KFAT members can now receive briefings, press notices and other information via e-mail. To join our Emailing list, please send details of your name, employer and KFAT district, to press@kfat.org.uk.
	How much does it cost?
	KFAT membership is excellent value for money. Our rates are well below the average contribution levels of other UK unions, making KFAT one of the least expensive unions in the European Union. Scale One: Open to all members, the rate from the 1st January, 2001 is £1.75 per week. Members paying this rate are entitled to all the KFAT benefits listed above. Scale Two: £0.88 per week from 1st January 2001, open only to members working 16 hours a week or less. However, members on this rate are not entitled to sickness benefit, and death benefit is limited to £1000.
	Joining is easy:
	Either: Click here to view and print an application form and return to the Freepost address. Click here to view and print a Direct Debit mandate and return with your application form. E-mail us requesting an application form. Contact one of our local offices.